.page-hero{padding:34px 0 64px;background:linear-gradient(#fff,rgba(255,255,255,0) 40%),linear-gradient(90deg,rgba(14,42,92,.05) 1px,transparent 1px) 0 0/28px 28px,linear-gradient(rgba(14,42,92,.05) 1px,transparent 1px) 0 0/28px 28px,var(--paper);border-bottom:1px solid var(--line)}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--ink-2);margin-bottom:30px}
.crumbs a:hover{color:var(--blue)}
.page-hero h1{font-size:clamp(30px,4vw,48px);font-weight:800;line-height:1.35;margin-bottom:16px;max-width:22ch}
.page-hero .lead{margin-bottom:26px}
.ph-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.answer{background:#fff;border:1px solid var(--line);border-inline-start:4px solid var(--blue);border-radius:14px;padding:20px 24px;font-size:16.5px}
.answer strong{color:var(--navy);display:block;font-family:var(--display);margin-bottom:6px}
.card-form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:0 30px 60px -36px rgba(14,42,92,.45)}
.card-form h2{font-size:22px;margin-bottom:4px}
.card-form > p{color:var(--ink-2);font-size:15px;margin-bottom:18px}
.form textarea{font:inherit;font-weight:500;font-size:15px;border:1.5px solid var(--line);border-radius:10px;padding:11px 13px;color:var(--ink);min-height:96px;resize:vertical;width:100%}
.form textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,95,216,.15)}
.form .req{color:var(--bad)}
.form fieldset{border:0;grid-column:1/-1}
.form legend{font-size:14px;font-weight:600;color:var(--navy);margin-bottom:8px}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;cursor:pointer}
.opt span{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border:1.5px solid var(--line);border-radius:10px;font-size:14.5px;font-weight:600;color:var(--ink-2);background:#fff;transition:border-color .15s,background .15s}
.opt input:checked + span{border-color:var(--blue);background:var(--sky-soft);color:var(--navy)}
.opt input:focus-visible + span{outline:3px solid var(--sky);outline-offset:2px}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.seg .opt span{width:100%;justify-content:center;flex-direction:column;gap:2px;padding:12px 10px;text-align:center}
.seg .opt small{font-weight:500;font-size:12.5px}
.err{color:var(--bad);font-size:13px;font-weight:600;display:none}
.invalid{border-color:var(--bad)!important}
.invalid + .err,.show-err .err{display:block}
.steps-line{display:grid;grid-template-columns:repeat(5,1fr);gap:0;border-top:1px solid var(--line);counter-reset:sl}
.sl{padding:26px 22px 26px 0;border-inline-start:1px solid var(--line);padding-inline-start:22px}
.sl:first-child{border-inline-start:0;padding-inline-start:0}
.sl::before{counter-increment:sl;content:counter(sl);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;border:2px solid var(--blue);color:var(--blue);font-family:var(--display);font-weight:700;margin-bottom:12px}
.sl h3{font-size:17.5px;margin-bottom:4px}
.sl p{font-size:15px;color:var(--ink-2)}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-lg);background:#fff}
.tbl{width:100%;border-collapse:collapse;min-width:760px;font-size:15px}
.tbl th,.tbl td{padding:15px 18px;text-align:right;border-bottom:1px solid var(--line);vertical-align:top}
.tbl thead th{background:var(--navy);color:#fff;font-family:var(--display);font-weight:600;font-size:15px}
.tbl tbody th{font-family:var(--display);color:var(--navy);font-weight:600;background:var(--paper);width:180px}
.tbl tr:last-child th,.tbl tr:last-child td{border-bottom:0}
.factors{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.factor{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:22px}
.factor h3{font-size:18px;margin-bottom:6px;display:flex;gap:10px;align-items:center}
.factor h3 b{width:30px;height:30px;border-radius:9px;background:var(--sky-soft);color:var(--blue);display:grid;place-items:center;font-size:14px;flex:none}
.factor p{font-size:15px;color:var(--ink-2)}
.factor .q{margin-top:10px;font-size:14px;color:var(--navy);font-weight:600;background:var(--paper);border-radius:8px;padding:8px 12px}
.aud-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.aud{border-top:3px solid var(--navy);padding-top:16px}
.aud h3{font-size:18px;margin-bottom:8px}
.aud ul{display:flex;flex-direction:column;gap:6px;font-size:15px;color:var(--ink-2)}
.aud li::before{content:"";display:inline-block;width:6px;height:6px;border-radius:2px;background:var(--sky);margin-inline-end:8px;vertical-align:middle}
.cta-band{background:var(--navy);color:#fff;border-radius:var(--r-lg);padding:34px 38px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px) 0 0/28px 28px,linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px) 0 0/28px 28px;pointer-events:none}
.cta-band > *{position:relative}
.cta-band h2{color:#fff;font-size:clamp(22px,2.6vw,30px);margin-bottom:6px}
.cta-band p{color:#C9D7EF;max-width:56ch}
.cta-band .acts{display:flex;gap:12px;flex-wrap:wrap}
.btn-sky{background:var(--sky);color:var(--navy)}
.btn-sky:hover{background:#fff}
@media (max-width:1140px){.ph-grid{grid-template-columns:1fr;gap:36px}.factors{grid-template-columns:1fr 1fr}.aud-grid{grid-template-columns:1fr 1fr}.steps-line{grid-template-columns:1fr 1fr 1fr;row-gap:10px}.sl:nth-child(3n+1){border-inline-start:0;padding-inline-start:0}}
@media (max-width:620px){.factors,.aud-grid,.seg{grid-template-columns:1fr}.steps-line{grid-template-columns:1fr}.sl{border-inline-start:0;padding-inline-start:0;border-bottom:1px solid var(--line)}.card-form{padding:20px}.cta-band{padding:26px 22px}}
[hidden]{display:none!important}
.form label{display:block}
.form label > input,.form label > select,.form label > textarea{display:block;margin-top:6px}
.form label > .err{margin-top:4px}
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.tabs button{padding:8px 16px;border-radius:10px;border:1.5px solid var(--line);font-weight:600;font-size:14.5px;color:var(--ink-2);background:#fff}
.tabs button[aria-selected="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.tpanel{display:grid;grid-template-columns:1fr 1.2fr;gap:36px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px}
.tpanel h3{font-size:22px;margin-bottom:8px}
.tpanel p{color:var(--ink-2)}
.prog-list{display:flex;flex-direction:column;gap:10px}
.prog-list li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 16px;border-radius:12px;background:var(--paper);font-weight:600;color:var(--navy);font-size:15px}
.timeline{position:relative;display:grid;gap:0;border-inline-start:2px solid var(--line);margin-inline-start:10px}
.tl{position:relative;padding:0 30px 30px}
.tl::before{content:"";position:absolute;inset-inline-start:-9px;top:6px;width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--blue)}
.tl.warn::before{border-color:var(--chalk)}
.tl.bad::before{border-color:var(--bad)}
.tl.ok::before{background:var(--ok);border-color:var(--ok)}
.tl .when{font-family:var(--display);font-size:14px;color:var(--blue);font-weight:700}
.tl h3{font-size:18px;margin:2px 0 4px}
.tl p{font-size:15px;color:var(--ink-2)}
.rule{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;box-shadow:0 24px 50px -32px rgba(14,42,92,.45)}
.rule h4{font-size:15px;margin-bottom:14px;display:flex;justify-content:space-between;align-items:center}
.cond{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding:12px 14px;border-radius:12px;background:var(--paper);margin-bottom:8px;font-size:14.5px}
.cond b{font-family:var(--display);color:var(--blue);font-size:13.5px}
.cond .pill{background:#fff;border:1.5px solid var(--line);border-radius:8px;padding:4px 10px;font-weight:700;color:var(--navy)}
.then{border:2px dashed var(--sky);background:var(--sky-soft)}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:22px}
.tile h3{font-size:18px;margin-bottom:6px}
.tile p{font-size:15px;color:var(--ink-2)}
.tile .ic{width:44px;height:44px;border-radius:12px;background:var(--sky-soft);display:grid;place-items:center;margin-bottom:14px}
.tile .ic svg{width:22px;height:22px;color:var(--blue)}
.pains{display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:2px solid var(--navy)}
.pain{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding:22px 0;border-bottom:1px solid var(--line);grid-column:1/-1}
.pain .before{color:var(--ink-2)}
.pain .before strong{display:block;color:var(--bad);font-size:13.5px;margin-bottom:2px}
.pain .after strong{display:block;color:var(--ok);font-size:13.5px;margin-bottom:2px}
.pain .after{color:var(--ink);font-weight:600}
.related{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.related a{display:block;border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:#fff;transition:border-color .2s}
.related a:hover{border-color:var(--blue)}
.related strong{display:block;color:var(--navy);font-family:var(--display);font-size:15.5px}
.related span{font-size:13.5px;color:var(--ink-2)}
@media (max-width:1140px){.tpanel{grid-template-columns:1fr}.grid4,.related{grid-template-columns:1fr 1fr}.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.grid4,.grid3,.related{grid-template-columns:1fr}.pain{grid-template-columns:1fr;gap:8px}.tpanel{padding:20px}}
.duo3{grid-template-columns:repeat(3,1fr)}
.steps4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1140px){.duo3{grid-template-columns:1fr}.steps4{grid-template-columns:1fr 1fr}.steps4 .sl:nth-child(3){border-inline-start:0;padding-inline-start:0}}
@media (max-width:620px){.steps4{grid-template-columns:1fr}}
.checklist{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.checklist label{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;cursor:pointer;font-weight:600;color:var(--navy);font-size:15px;flex-wrap:wrap}
.checklist label small{flex-basis:100%;padding-inline-start:30px;margin-top:-4px}
.checklist input{width:18px;height:18px;margin-top:5px;accent-color:var(--blue);flex:none}
.checklist small{display:block;font-weight:500;color:var(--ink-2);font-size:13.5px}
@media (max-width:620px){.checklist{grid-template-columns:1fr}}